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How soon...

Hi,

How soon after applying online (and being approved) for a credit card can you use it? Do you have to wait for the card to arrive in the post and then activate it before using it or could you theoretically buy something online straight away? Apologies if this is a daft question, I've never even looked into getting a credit card before!

Thanks

Comments

  • claireybee wrote: »
    Hi,

    How soon after applying online (and being approved) for a credit card can you use it? Do you have to wait for the card to arrive in the post and then activate it before using it or could you theoretically buy something online straight away? Apologies if this is a daft question, I've never even looked into getting a credit card before!

    Thanks

    Hi

    As you wont know the main card number from the front of the card and the 3 digit code on the back until the card is in your hand you wont be able to use it. As soon as it arrives you can use it (you may need to activate it over the phone first but this takes minutes)
  • MallyGirl
    MallyGirl Posts: 7,450 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    they don't usually give you the credit card number on application so you couldn't use the account without that and many cards need to be activated once received.
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
    & Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
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