Minor Accident with Bolllard

mac5229

Hi,

I've got some damage to the front of my car due to hitting a bollard.

there is minor damamge to the bumper, the grill & even the bonnett, as shown on the photo below.

since there is no third party, i'm wondering whether to sort the repairs without involving the insurer.

Sorry, as a new poster I can't post links

Thanks

Mark_Mark

mac5229 wrote: »

Hi,

I've got some damage to the front of my car due to hitting a bollard.

there is minor damamge to the bumper, the grill & even the bonnett, as shown on the photo below.

since there is no third party, i'm wondering whether to sort the repairs without involving the insurer.

Sorry, as a new poster I can't post links

Thanks

Who owns the bollard and is it damaged?

mac5229

Thanks for replying.

It's a council bollard & there is no damage. I have photos of the car & the bollard

fivetide

How old is the car and what do you think it is worth?

If it is old, not worth much and safe, keep driving it as is I reckon.

Newer, then you need to have a think about costs before you put a claim in.

mac5229

Car is probably worth about 6k at a rough guess. It's almost almost 5 years old

Mark_Mark

You "should" inform your insurance company but whether you do is a matter for you.

Netwizard

Sod the insurance. Pay for the repairs out of your own pocket. Doesn't sound like it will be much and be more careful in future

cootuk

To damage the bumper and bonnet might mean there's more hidden damage once they get the bumper off as that sounds more than a tap.

mac5229

Netwizard wrote: »

Sod the insurance. Pay for the repairs out of your own pocket. Doesn't sound like it will be much and be more careful in future

For once it wasn't me!

cootuk wrote: »

To damage the bumper and bonnet might mean there's more hidden damage once they get the bumper off as that sounds more than a tap.

I didn't see it happen, but I was told it was very slow & I was surprised by the damage. It looks purely superficial to me.