Halifax Credit Card

perryhogan

I recently received a letter from Halifax stating that they think I was mis-sold PPI back in 2006. I replied to this and they are now investigating.

I had a Credit card with them about 4 years ago which I stopped paying due to being out of work. I haven't heard from Halifax about this credit card in well over a year. All of a sudden I get a letter through the post stating that If I do not get in touch to pay the sum owing £1500 within 7 working days they will start taking money from my current account to pay the debt.

A. Can they do this?
B. Has this got something to do with my PPI claim?

noh

A. Yes they can.
B. It's more likely to be because you owe them £1500.

Ant.Evs

Yes they can.

Move Banks ASAP unless you want to see your Halifax one empty!

bsms1147

What do you owe them money for?

perryhogan

bsms1147 wrote: »

What do you owe them money for?

Credit Card arrears

McKneff

If your PPi is successful, they will deduct the debt from any money due back to you.

perryhogan

McKneff wrote: »

If your PPi is successful, they will deduct the debt from any money due back to you.

Thats good then fingers crossed

Fruit_and_Nut_Case

perryhogan wrote: »

...I stopped paying due to being out of work.

Isn't this the sort of situation that PPI is supposed to cover?

zerog

Fruit_and_Nut_Case wrote: »

Isn't this the sort of situation that PPI is supposed to cover?

So, the PPI was clearly missold as the OP still doesn't understand what it was for

McKneff

Gawd almighty,!!!!

redux

I'd say contact them to discuss a repayment arrangement