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credit card debt.....need help if to shift to a loan

dkt_2 · 2014-01-30 13:29:25

Hi. I have 3 credit cards totalling £7'388.59 in debt and £1'005.00 on my boyfriends credit card that I have just transferred to try and improve my credit score as they won't except me for any other cards. I am then hoping I can apply for a 0% interest card. Or would be better getting a loan for all this debt. Unsure what…

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Tixy Posts: 31,455 Forumite

31 January 2014 at 4:56PM

Not a lot of space on any to do transfers, though card 2 does have some spare.

What are the relative APRs on each card?
Could be worth asking card 2 if they have any 0% balance transfer deals available to you. If they did you could look to do a partial transfer from one of the other cards (depending on which was most expensvie).

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credit card debt.....need help if to shift to a loan

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