We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Barclays Internal Score

Can anyone tell me what the internal scoring/confidence/risk system used by Barclays Is called?
For when u are an existing customer, and what the scale goes from i.e. bad customer to top, and if you know what any cut off points are for various accounts
I.e. Halifax have a scale from 0-9 0 being bad, 9 being top customer
I think, and a basic acc can be upgraded if your internal score is 5 or above even if you have a bad credit rating

Comments

  • regularsaver1
    regularsaver1 Posts: 4,930 Forumite
    Jam555s - I work for HBOS have done for years - never heard of your 0-9 rating that you mention

    are you mixing them up with someone else?
  • Jam555s
    Jam555s Posts: 121 Forumite
    Part of the Furniture Combo Breaker
    thanks, anyone else have any insight on this?
  • bengal-stripe
    bengal-stripe Posts: 3,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So you have an account with (in alphabetical order): Abbey, Alliance & Leicester, Barclays, HSBC; not bad going.

    If you were to put all your dosh into just one of those accounts (the garden sprinkler system only works for the lawn), that probably would increase your internal scoring enormously.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.