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started as charges claim against credit...

My claim started as a counter claim for penalty charges on an agreement regulated by CCA 1974 - this has now escalated and after 3/4 hearings I may have lost my defence due to a technicality with the CPR rules! I am so cross about this, as I know that my agreement is unenforceable in law and probably due to be cancelled, containing Unfair terms under the UTCC Regs - however, am unable to get it heard after several attempts and am currently directed to the appeals judge, have 9 days left to do something! I am fighting for my rights but now have to pay heaps to get them ?? - and save my house - so this has been a nightmare and remains so, any useful advice would be most welcome - many thanks... martin where are you.......help.....:confused:

Comments

  • LozBingley
    LozBingley Posts: 580 Forumite
    campari wrote: »
    My claim started as a counter claim for penalty charges on an agreement regulated by CCA 1974 - this has now escalated and after 3/4 hearings I may have lost my defence due to a technicality with the CPR rules! I am so cross about this, as I know that my agreement is unenforceable in law and probably due to be cancelled, containing Unfair terms under the UTCC Regs - however, am unable to get it heard after several attempts and am currently directed to the appeals judge, have 9 days left to do something! I am fighting for my rights but now have to pay heaps to get them ?? - and save my house - so this has been a nightmare and remains so, any useful advice would be most welcome - many thanks... martin where are you.......help.....:confused:

    Have you joined the Consumer Action Group website? I think they may be able to offer help here :o
    Got It & Spent It :dance:
    IKEA CARD = £120 charges = £175 received (146%)
    MARBLES = £450 charges = £370 received (82%)
    I.F. = £494 charges = £494 received (100%)
    CAPITAL ONE = £981 charges = £1,489.03 (152%)
    BARCLAYCARD = £580 charges = £786.12 (136%)
    On Hold :mad:
    A+L = £722 charges (target = 147%)
    BARCLAYS = £1,405 charges (target = 128%)
    BARCLAYS = £175 charges (target = 140%)
    ABBEY = £3,220 charges (target = 148%)
  • bengal-stripe
    bengal-stripe Posts: 3,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Could it be that you got it wrong?

    Right at the moment, I do not believe, that you, all on your own, have taken a case to the Court of Appeal.
    Troll alert! :eek:
  • BANKBANDIT_2
    BANKBANDIT_2 Posts: 136 Forumite
    Why do you always give such negative answers to people. THEY are on here for advice .:mad: :mad: :mad: I HAVE READ OTHER THREADS YOU HAVE PUT IN AND ALL SEEM TO BE THE SAME. please be nice :A
  • bengal-stripe
    bengal-stripe Posts: 3,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well, I might not believe everything posted here, but I do not bully people with ridiculously big font sizes.
  • BANKBANDIT_2
    BANKBANDIT_2 Posts: 136 Forumite
    Well, I might not believe everything posted here, but I do not bully people with ridiculously big font sizes.
    :j :j :j :j :j :j :j :j :T :T :T :T :D Do you have a claim and need advice or just here for the fun of it ;)
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