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Treading Water challenge

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I'd like to propose a challenge; to cutback, budget or earn more to not get FURTHER into debt this year.

I love the dfw challenges, but at the moment we just don't have the spare money to pay masses over the minimum payments, sometimes only managing the minimums. But it's not dire enough to warrant dmp.

I'm wondering if there's any other dfw who can't quite start paying off yet, and are just trying to keep afloat til things improve!
Married 40y.o. mum of an autistic 11y.o. Carer/SAHM.
OS '24 Fashion On The Ration: 0(34 preloved)/67 coupons used - OS '24 Declutter Challenge: 633/500 items gone 🏅 🌟 🌟 🌟 🌟 - Now aiming for 750!
Feb GC: (1st-29th inc) £161.45/£495
 ((OS 2023 Decluttering: 740 items 🏅 🏅 🏅  🌟 . OS 2023 Fashion on the ration: 14/15 used))


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