Income brackets: PERCEPTIONS of low and high?

ukcarper

BillJones wrote: »

You can no more claim that they are oit of touc hthan you can claim that the person at the other end is, too. Each is out of touch with the other, and for neither should this be viewed as a problem.

I don't think that is true as I've said I can understand that they might not think it is enough income but I'm in touch enough to what is a high salary and what is a low salary, do they not know how few people earn what they are earn.

lostinrates

ukcarper wrote: »

I don't think that is true as I've said I can understand that they might not think it is enough income but I'm in touch enough to what is a high salary and what is a low salary, do they not know how few people earn what they are earn.

I think some do.

I think what is being suggested (and forgive me for putting words in anyone's mouth) is that perhaps you (or those feeling like you) do not appreciate the demands, financial and otherwise , on high earners. Its quite possible for people to perceive they are higher earners and that their outgoings are higher than others but also for them to feel no reasonable way to offset those higher outgoings for one reason or another.


I hope those arguing that don't feel misrepresented by that?

purch

lostinrates wrote: »

Now, on that subject, where is your perception of thresholds of income brackets? Come on, chip in with something other than a quip!

My perception is skewed by living in London, and not having had a proper job since 1996.

When I 'retired' I was earning £107,000 plus bonus, (I didn't look at the bonus a income, as it was always invested into property asap). What I find ludicrous looking back at that time, is that I didn't particularly think that I was well off :eek:

At the time we were living in a 6 bed, 3 bath house in Surrey, with no mortgage, one child of 2, and a wife who at the time hadn't morphed into Ivana Trump.....and I still perceived that I was just comfortable.

Looking back all I can think is that I was out of touch with reality.

Nowadays due entirely to luck and absolutely no judgement my income is much higher, and that makes it hard to perceive anything.

But, I think I would agree with the brackets laid out above by ringo_24601, and those brackets probably mesh with what I perceive of low, medium and high.

lostinrates

purch wrote: »

But, I think I would agree with the brackets laid out above by ringo_24601, and those brackets probably mesh with what I perceive of low, medium and high.

Your answer as a 'not proper worker in London' is only as skewed as those of a 'proper worker out of london' are.

[Deleted User]

Ironically, I earn what I've described as a 'high' salary (I.e. > £45K) yet I don't feel that I have a 'high income' personally. But that's mostly because of where I live. I certainly have more than when I started my first job (which was in my own perceived 'low' bracket.. even though I was on more than most of my mates)

It's hard to remove your own perceptions from what reality is for most people.

lostinrates

ringo_24601 wrote: »

Ironically, I earn what I've described as a 'high' salary (I.e. > £45K) yet I don't feel that I have a 'high income' personally. But that's mostly because of where I live.

It's hard to remove your own perceptions from what reality is for most people.

The point of the thread is NOT to remove your own perceptions at first but to let them run riot for a bit.

I can see its very hard for some people . This post of yours , in that context is actually an important one.

michaels

Generali wrote: »

A couple of kids at private school at perhaps £4,000 a term each will eat into that disposable income. That reduces the disposable income to £3,500 a month. Upkeep on a house like that would be another grand a month at least (1.5% of the value of the house) so we're down to £2,500.

What does upkeep include? 800 is a 3 bed semi on a good road in a commuter town. Maintenance is 100 a month, utilities and council tax 400?

ukcarper

lostinrates wrote: »

I think some do.

I think what is being suggested (and forgive me for putting words in anyone's mouth) is that perhaps you (or those feeling like you) do not appreciate the demands, financial and otherwise , on high earners. Its quite possible for people to perceive they are higher earners and that their outgoings are higher than others but also for them to feel no reasonable way to offset those higher outgoings for one reason or another.


I hope those arguing that don't feel misrepresented by that?

You are putting words in my mouth I've said often enough that I can understand why they think they are not earning enough, it just you would think they would be aware enough of what is going on outside their circle. You could also argue that they are not aware of the problems facing lower earners.

[Deleted User]

lostinrates wrote: »

The point of the thread is NOT to remove your own perceptions at first but to let them run riot for a bit.

I can see its very hard for some people . This post of yours , in that context is actually an important one.

Fine.. ok; from my own context.. i can't see how the hell people live near me and have a household income less than £50k. Bare in mind, i pass £16m mansions whilst I take the kids to school and the average salary for the town is about £45k.

So, a low salary for my own perception is one lower than £30k, a middle earner is £45k and a high earner is £80k+

But I know that's no where near reality

lostinrates

ukcarper wrote: »

You are putting words in my mouth I've said often enough that I can understand why they think they are not earning enough, it just you would think they would be aware enough of what is going on outside their circle. You could also argue that they are not aware of the problems facing lower earners.

If I was putting words in anyone's moth it would have been the likes of bill jones , furthermore, you are misinterpreting what I am saying, which could well be my writing as I'm struggling today!