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Loads of credit cards!
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Shoe
Posts: 1 Newbie
in Credit cards
I have about 4 existing credit cards and have just successfully applied for a Halifax Clarity Credit Card. However 3 of my existing credit cards I haven't used for years as I've forgotten my PIN number. These cards though are 'active' but have 0.00 balance on them. My other current 'daily' credit card actually has a small credit on it (approx. -£80).
Question: should I cancel my 3 zero value credit cards since I never use them. Is there a benefit to my future credit rating by hanging onto these although I never use them?:)
Question: should I cancel my 3 zero value credit cards since I never use them. Is there a benefit to my future credit rating by hanging onto these although I never use them?:)
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Comments
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I would keep at least two and use them regularly (phone up for a PIN reminder).0
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I agree with zx81. I would use two cards regularily and pay off in full each month.
I would close the other two.0
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