Can you get a mortgage whilst on benefits?

A_Flock_Of_Sheep

You really are a peculiar character tinkledom.

In a previous post you claim that your wife should receive no more assistance payments due to the copious improvements you have made to your home.

Please just stop wasting everyone's time with your "scenarios".

http://forums.moneysavingexpert.com/showpost.php?p=64417544&postcount=7

and as far as I am aware having £140,000 as a cash deposit precludes you from the guaranteed pension credit by a country mile as that is over the savings limit.

So please just stop boring us all with your stupid advice seeking.

NYM

tinkledom wrote: »

That's what I mean about the DWP, you honestly wouldn't believe how many changes they have made to our income over the past couple of months.
We don't know if we are coming or going half of the time!

You're right. I don't believe you.

A_Flock_Of_Sheep

NYM wrote: »

You're right. I don't believe you.

I find this joker hard to believe. How do they have time for all this keyboarding while "caring" for their wife.

Probably best now to simply ignore any thread they create on here.

mazza111

I've been absent from the forums for a while, is this Andy's new guise or is it another like him? Been reading, but not posting much

tinkledom

A_Flock_Of_Sheep wrote: »

as far as I am aware having £140,000 as a cash deposit precludes you from the guaranteed pension credit by a country mile as that is over the savings limit.

well then you are wrong again!


Being on Guaranteed Pension Credit with an AIP, you could win millions on the lottery, never mind inheriting just £140,000 and it would not make a scrap of difference to the benefit being paid. Just as long as when the AIP comes up for renewal you only have a max of £10,000, you will not be asked to account for spending any of the money.

A_Flock_Of_Sheep

tinkledom wrote: »

well then you are wrong again!


Being on Guaranteed Pension Credit with an AIP, you could win millions on the lottery, never mind inheriting just £140,000 and it would not make a scrap of difference to the benefit being paid. Just as long as when the AIP comes up for renewal you only have a max of £10,000, you will not be asked to account for spending any of the money.

Nevertheless you really are simply a boring troll who now allegedly has PIP yet here you say you have maximum mobility and mid rate DLA. And even if you do now have PIP it won't be indefinite because you are state pension age soon according to this thread where you can then bore us with your Attendance Allowance application.

https://forums.moneysavingexpert.com/discussion/4882972

But anyway instead of trolling on here why not run along and find the DWP DLA phone number so you can tell them how fabulously your missis is getting on now you have renovated the house for her.

margaretclare

A_Flock_Of_Sheep wrote: »

You really are a peculiar character tinkledom.

In a previous post you claim that your wife should receive no more assistance payments due to the copious improvements you have made to your home.

Please just stop wasting everyone's time with your "scenarios".

http://forums.moneysavingexpert.com/showpost.php?p=64417544&postcount=7

and as far as I am aware having £140,000 as a cash deposit precludes you from the guaranteed pension credit by a country mile as that is over the savings limit.

So please just stop boring us all with your stupid advice seeking.

See post #28 in above-quoted thread.

cattermole

No not on the figures you quoted

a) age v term
b) affordability

At 25 years (which isn't going to happen) but for illustration purposes at interest rate of 3% the repayments would be £793 per month. So the £400 would fall way short.

Over 10 years the repayments would be £1,555 per month

But then I'm sure you know where the mortgage calc is on this site

tinkledom

A_Flock_Of_Sheep wrote: »

I apologise for my mistaken view on the way capital acquired is viewed with regards a Guaranteed Pension Credit award.

I think you forgot to include the above in your post. Never mind I accept your apology for getting it so wrong.

nannytone_2

A_Flock_Of_Sheep wrote: »

Nevertheless you really are simply a boring troll who now allegedly has PIP yet here you say you have maximum mobility and mid rate DLA. And even if you do now have PIP it won't be indefinite because you are state pension age soon according to this thread where you can then bore us with your Attendance Allowance application.

https://forums.moneysavingexpert.com/discussion/4882972

But anyway instead of trolling on here why not run along and find the DWP DLA phone number so you can tell them how fabulously your missis is getting on now you have renovated the house for her.

08457 123456
just being helpfuk