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Forced saving?
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OP wants to save to 'buy a house at some time in the future'. If that timescale is only say 3 or 4 years, then S&S ISA is probably not the best place for saving. For a much longer timescale it might be worth considering though.
Whoops, missed that bit, just saw the bit about not wanting access to the money.
Though if the OP is looking to buy a house they will need to somehow find a way to control their spending as they will need to make sure they can cover mortgage and maintenance costs.Remember the saying: if it looks too good to be true it almost certainly is.0 -
Whoops, missed that bit, just saw the bit about not wanting access to the money.
Though if the OP is looking to buy a house they will need to somehow find a way to control their spending as they will need to make sure they can cover mortgage and maintenance costs.
I think they will probably be ok, as they seem the type to pay the essentials and then spend what's left, so long as the mortgage goes just after payday then that money will disappear, though maintenance
might be a different story.0
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