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The ELITE thread.The home of hugs, fun, glitches and laughter
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A bit worried about youngest son so any advice would be helpful.
Since last May he has been living on site and paying £180 a month straight from his wages all good, we knew it was not going to be a long term arrangement but his employers now want him to find alternative arrangements. The new recruits are due in Feb and his room is needed.
So most people in this company live in the closest town which is a 10 miles drive away so he will have extra petrol costs for a start.
He has been looking but flat shares and houses to rent are very scarce and the cheapest seem to be at least £400 a month plus bills for a 2 bed so on top of finding somewhere to live he has to find a flat mate to share with.
My eldest lived in various flat shares over her 4 years of uni and it was a nightmare - she never got on with anyone, there was always problems with landlords, neighbours and flat maintenance and it was one problem after another. I am not saying the same will happen again but son is not as worldly wise as his sister and not as mature.
He has not asked for any advice on this from us, about what to look for and what the expenses are etc.
I am just worried that he is now committed himself to a flat without getting a flat mate so the flatmate wont have his name on the tenancy agreement so it wont be legal.
He only earns just over £800 and even when he goes over to full time which wont be for several months yet he wont be earning more than about a thousand a month so the money situation worries me no end. He is very good with his money but I am worried that so much of it will now go towards his living cost. I know he has had it very easy so far and this is the real world so he just has to get over it but I don't think he is fully ready for flat sharing yet ...
(hes nearly 22 and yes I do know he is a grown up)
How far is home? Would it be cheaper to commute from home?
We have gone through similar with DS1. I would encourage him to find someone to live with and both sign for a flat together, so both are jointly liable for the rent and can put utilities in different names so one takes responsibility for different ones. Could he share with more than one other? That way bills are split between more people.
Alternatively, let him be the one that lives with someone already renting, it reduces his liability if it all goes wrong. Nothing illegal about being a sub tenant, though the main tenant should really get consent from the landlord. Advantages to being a sub tenant in that you aren't responsible for the other tenant's rent and won't have utility bills in your name. Try gumtree, facebook, airbandb for lets.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
Good afternoon!

I am very pleased to announce that I have completed the "stay dry January":j:j
Has anyone else been good and done it?N1LDA:D0 -
Good afternoon!

I am very pleased to announce that I have completed the "stay dry January":j:j
Has anyone else been good and done it?
Me - but not knowingly!
:rotfl::rotfl:
Last drink was Xmas day and I have no idea when the next one will be, maybe on holiday.
Well done, btw :beer::DSomething unexpected happened which made me smile and still continues to make me smile.
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Savvybuyer wrote: »Yeah, I wouldn't go by msm (where have we heard that one before?:(). There are items showing OOS on msm. I presume these are ones that aren't on M's website but which were picked up earlier on the APG and the price on msm with the OOS marking is, I think, giving a guide as to what the APG will show. There are full price histories for products at M on there, which can only come from the manual collections.
These items, that are showing as OOS, may well become N/A on the APG next week (or after) if M online does not show them. Meanwhile, msm.co.uk has presumably (or obviously?) done a scan of m.com and transferred the prices onto there. It will have picked up more than the APG, so will still show those prices (even if APG is returning N/A - e.g. A Broccoli 335g, although M's should be outside the weight limit? Perhaps M's website doesn't give the weight info. and thus the product will start being compared to M at £1:eek: next week (or whenever APG starts using m.com prices). Or maybe the instore collection has identified the outside of weight and thus got N/A but m.com into msm hasn't and therefore it will start comparing (which is what we don't need).
In short (:rotfl:), I think there are three classes of item on msm:
1. Ones that are showing M oos because m.com does not show them - but which have been picked up, at the "OOS" price, on the instore collection (M instore does stock these items, but once the system goes fully online, it won't compare if m.com does not have them). These will still compare on APG for now. (And also, even if "OOS", will go on comparing for 'up to' 7 days?)
2. Items that are in the instore collection and on m.com. These are showing on msm and comparing on the APG.
3. Items that weren't picked up on the manual collection, but which have been scanned into msm.co.uk from the online. These will still show prices (and in stock) on msm but return N/A on the APG.
Unfortunately there doesn't seem any way to tell which is category 2 and which is category 3, as both will show M pricing on msm. (Although that does give a guide as to what items are comparable vs M - I have, of course, already identified nearly all these items from my own manual collections and msm.co.uk is confirming my correctness(:p:rotfl:) rather than telling me much I didn't already know - but it has told me about "one or two" more items that I didn't have as M comparable or best vs M.)
I've got my shopping vs M - I bought all of the risky items though:eek::D (not literally all), so that if I make any saving, it will immediately be wiped out by the rest of the comp.:(:( - now got about 2 hours to wait to enter the receipt into the "price risk". I'm of course risking for hoping for favourable glitches (and I've used my theory above to help decide what to buy, as well as other information that I have amassed about A and M) - but we shall see!
Thanks Savvy, some great information there.
Basically I won't trust MSM yet on an AvM shop.0 -
It sure will, will put leccy blanket on in a bit to air the bed:rotfl::rotfl: will only have it on for a short while:D
Still got a bit of a cough, but will see what its like here as i do think it cause t/lodge air was very dry.
Have you been and treated yourself?
Didn't find anything I really liked yet but grabbed a bag full of primarni stuff for DS2
Came home for dinner and am getting ready to trek back off, just a bit gutted it looks like rain now
May have to have a womble at As on my route across the town
Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
Mortgage started June 2015 = £170,000 January 2022 = £134,000
Saving for Xmas 2022= . . Amazon £55
If you focus on what you have left behind, you won't see what lies ahead - Gusteau0 -
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Good afternoon!

I am very pleased to announce that I have completed the "stay dry January":j:j
Has anyone else been good and done it?
Well done :TWestvleteren wrote: »Me - but not knowingly!
:rotfl::rotfl:
Last drink was Xmas day and I have no idea when the next one will be, maybe on holiday.
Well done, btw :beer::D
Other than my dad's birthday two weeks ago, I've not drunk either but that's not unusual for me
I’m a Forum Ambassador and I support the Forum Team on the Health & Beauty, Greenfingered Moneysaving and How Much Have You Saved boards. If you need any help on these boards, please do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com
All views are my own and not the official line of MoneySavingExpert0 -
Mrs_stinkface wrote: »Afternoon everyone.
Hope all is well.
Super busy today, I've just returned from a birthday party for a 4 year old:eek: it was slightly manic to say the least
I'm off to catch up with a mate in the next hour. He's been on the dry January thing so it would be rude not to have a couple of Vino's with him. And then I'm off to a mini school reunion tonight, I can't wait to see some old friends. Can't believe it's been 20 years since I left :eek:
Happy birthday LL. Hope you have a fab day.
Off for a v v quick catch up. X
Help ya self to a big fat hug if you fancy one x
I can double that 40 years since I left school and it was brills I hated school
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Happy birthday LL!
I've changed my hair colour. Finally bit the bullet and went much darker. Colour, cut and blow dry for a very MSE £37 :money:
Looks fab
I always go darker this time of year. It's more seasonal
I’m a Forum Ambassador and I support the Forum Team on the Health & Beauty, Greenfingered Moneysaving and How Much Have You Saved boards. If you need any help on these boards, please do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com
All views are my own and not the official line of MoneySavingExpert0 -
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