Default showing different creditor ?

tommytynan123

[FONT=Arial, sans-serif]I'm about to embark on sorting out a couple of errors on my credit file including an entry showing a defaulted account that at first had me scratching my head. [/FONT]
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[FONT=Arial, sans-serif]Its showing ''Barclays Bank'' but the account is actually with Home Shopping Group and I discussed the account with them some years back when HSG declared there was no debt to enforce and would not be contacting me again (which they havn't). I'm searching for the paperwork.[/FONT]
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[FONT=Arial, sans-serif]Barclays Bank are the bankers for HSG. I[/FONT][FONT=Arial, sans-serif]s the entry showing ''Barclays Bank'' an error in itself that they must remove. ? [/FONT]

CherlokHomes

No it's correct.

tommytynan123

CherlokHomes wrote: »

No it's correct.

But surely any contract with HSG or, for eg, Littlewoods or other catalogue shops, is with them not Barclays. Over the years I have never seen mention anywhere on any account of the organisations Bankers being part of it ?

CherlokHomes

tommytynan123 wrote: »

But surely any contract with HSG or, for eg, Littlewoods or other catalogue shops, is with them not Barclays. Over the years I have never seen mention anywhere on any account of the organisations Bankers being part of it ?

I have a sofa from SCS but it doesn't say SCS on my credit report it says Barclays finance as it's them who does the finance.

Barclays financed HSG which is why it says BARCLAYS on your credit file.

Are you on a wind up by any chance?

tommytynan123

CherlokHomes wrote: »

I have a sofa from SCS but it doesn't say SCS on my credit report it says Barclays finance as it's them who does the finance.

Barclays financed HSG which is why it says BARCLAYS on your credit file.

Are you on a wind up by any chance?

Not in the slightest.
I'm thinking with a consumers head on. I buy a TV in Argos that is faulty so my grief is with Argos not Bush ?
and
why therefore did Barclays recently send me a cheque for over £1100 linked to the snag with past loans and interest when they could have kept it to put towards this so called default. ?

happy_bunny_2

Probably a different department entirely that never knew about the HSG account default.

I never knew HSG was financed by barclays either...