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what will be the effect on credit report
pinshot
Posts: 5 Forumite
Hi, i am wondering how my credit report will be effected by having the same name and date of birth as someone else in the UK? So i have a very common name, surname being smith and i know of two people that have same name and date of birth. How will this effect the way credit profiles work?
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Comments
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It'll have no effect only potential issue is debt companies may incorrectly link you at some point, happened to my dad, same name and DOB in a similar area, just check you files every so often which you should do anyway, I recommend a couple of month prior to getting credit especially for a mortgage.0
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