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When's your Debt Free Date?

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Comments

  • weeble3
    weeble3 Posts: 51 Forumite
    Eighth Anniversary Combo Breaker
    september 2016
  • The date on my wall is 25th June 2018 to set me free.
    Return and Restart August 2016
    22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
    PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
    UK Debt #00 = £9857.23/£13039 6% paid
    EmSavFund #204 = £85.00/£1000 6% paid
    Mortgage #00 = £183084/£183093 00% paid
  • SC worked my debt free date to be 2032. I'm now self managed and hoping to be debt free by December 2021


    Tina x
    The £1,000 emergency fund challenge #163 - £536.16/£1000
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    My estimated debt free date was originally September 2018. With overpayments and balance transfers I have brought this in to October 2017, but with a family loan due to be repaid to me next April I'm hoping for next August, if not before :D
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • zenshi
    zenshi Posts: 1,142 Forumite
    Part of the Furniture 500 Posts
    When I first had my LBM I estimated/hoped 2023 but now work has picked up and I have a second job and if I can sustain working 55 ish hours a week, then I could be debt free in 5 years, hopefully sooner if I can get any F and Fs thrown in
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
  • lazer-zxr
    lazer-zxr Posts: 453 Forumite
    Tenth Anniversary 100 Posts Combo Breaker Debt-free and Proud!
    DF date September 2019 . Please let it happen.
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Original DFD (on the calcs was 2024) I am hoping to be debt free by Dec 2020
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • tori.k
    tori.k Posts: 3,592 Forumite
    Part of the Furniture Combo Breaker
    Ours is April 14th 2017 if not before come ell or high water :)
  • Just 9 more pay days to go. Should be done and dusted by May 26th 2017 hopefully :)
    If you can dream it, you can do it - Walt Disney
  • Looking like some point in 2024, but seeing as we're just getting off the mark i'm going to try and do that by the turn of the decade...... :whistle:
    Enforced LBM June 2016 - DMP started Aug 2016 - £40k across 12 creditors :eek::eek::eek:
    Estimated DFD 2024:(

    “The only man who sticks closer to you in adversity than a friend is a creditor.”
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