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When's your Debt Free Date?
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Following on my latest post a few years back, I still had debt on 2 credit cards and my bank overdraft.
However, as we are planning to buy a house, our financial advisor said we should probably try and clear the credit cards if we could. So my wife bailed me out and cleared my £4,394 Barclaycard debt and my £5,124 MBNA debt. And I'm now left with about a £3,300 debt on my overdraft. But then I'll soon be responsible for a big mortgage...0 -
December 2021, oh & it's not mine...it's his!
:rotfl: Feb'15 £118411.00 Jan '16 £112665.10 Jan 17 £106790.00, Jan 18 £99268.10 April ‘19 £57052.26, Oct ‘20 £46015.42 £2.00 Savers Club, 🎖, 2015 £332, 2016 £356, 2017 £312, 2018 £254, 2019 £668, 2020 £880.00, 2021 £104, 2022 £158, 2023 £68, 2024 Emergency Fund £2500/£1000 :j0 -
Aiming for 30th November 2019 or sooner if possible!0
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Aiming for unsecured debt to be gone by May 2019. Then i can tackle the big one.... the mortgage!Debt Free Diary..."Start of a new chapter"
Nov: Unsecured Debt : £2,900.. Bring your lunch to work 1/18..NSD challenge 5/200 -
Originally my DFD was planned for March 2020, but my current plan is to be debt free on Christmas Eve 2019! Hopefully sooner with the help of the Payment A Day thread and I'm hoping to do the 1 Debt vs 100days challenge to help speed things along!:j:jLloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.240
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May 2021! hopefully a lot sooner! I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10000 -
December 2020, that's if I just keep paying the monthly direct debit.
Obviously sooner if I send extra0
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