Can someone help please

Abruzzo

Hi
I am totally new to this, so apologies if I get anything wrong - Debts plus seasonal affective Disorder are not a good combo but worry has led to me finally looking at my debts as I'm getting really worried. I have £1200 each outstanding with both barclays and Virgin that were on 0% money Transfers but these are both due to run out at end of January and will then occur huge interest and I don't know what to do. We are planning to move this year to reduce our outgoings on a big mortgage so I just want to get them on a further interest free deal but as they are not the usual credit card debts - is the only way I can do this by taking out a new card? I also have a overdraft of £1900 and owe about the same on a Tesco card but this is on interest free.
If anyone can offer any tips i would be really grateful.:(

Tixy

is the only way I can do this by taking out a new card?

What are the limits on the existing 2 cards? If the limits are more than double the balances then you could see if either lender will offer you a new promotional balance transfer deal (so you could potentially switch the balances over).

Abruzzo

Hi Tixy
Thanks for that - it sounds as if it would be complicated and i'm not good at that sort of thing.
I've also been thinking about a loan to sort everything out at once as I'm already paying quite a bit on minimum payments each month.:(

Ant.Evs

Just log in to your online accounts for each card and it will tell you if your are eligible there. Nothing complicated, Just log in.