visa card???

magzy1827

anyone know of the site that is supposed to accept anyboby for the visa card,no matter what.it's meant to be 100% guaranteed acceptance.i've tried capital one who say they guarantee acceptance but it's bull.the knocked me back.

smartsaver

I thought Capital one were good but Monument owned by Barclaycard are meant to be good accepting people too.

Jacster_2

magzy1827 wrote:

i've tried capital one who say they guarantee acceptance but it's bull.the knocked me back.

Apparently Cap One take anyone for the £200 credit limit card, as long as they pay a £200 deposit, and aren't currently bankrupt. A few others on this board know more details on this than me...:o

Have you phoned them to ask why they rejected you?

magzy1827

apparently i didn't have a high enough credit rating.but how can they say guaranteed acceptance when this is obviously not the case.

Fedz

Which Capital One card did you apply for?

I understand Capital One only guarantee* to accept you on the Classic Visa Card not the Premier/Platinum Mastercards.

* UK residents, aged 18+, able to provide proof of id and address, not bankrupt and or on the fraud database and able to provide a £49 - £200 deposit (if required).

Karma67

I was refused Barclaycard Initial ...got my letter toady, apparently something to do with my Equifax credit report, i have only seen my Experian one so i guess i need to apply for Equifax now too!

BUT....

I received my Capital One card today at the same time lol no security deposit, credit limit is low, £200, but i only want it for online food shop to build up credit history

Good luck