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MSE News: Car insurance premiums fall at record rate

"Car insurance rates fell by a record 14.1% in 2013, while home insurance premiums are also falling, says the AA..."
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Car insurance premiums fall at record rate


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  • AquamaniaAquamania Forumite
    2.1K Posts
    Just renewed my car insurance yesterday - due next week.

    Had a renewal quote from my insurer about a week ago (about the same price as I paid last year), but thought I would do a comparison to see if I could get something cheaper.

    The comparison site suggested I could save about 20%, and to my surprise it was with the same insurer.

    Clicked through to check all the details and everything was fine, but noticed the quoted price on the insurer's site was even lower than that given on the comparison site! :beer:

    Clicked to buy it and the site noticed I was already insured with them so I was prevented from going any further - it said call them. :(

    I called them immediately and they said they would get a real time quote for me (whatever that is) and to my surprise, the price they then quoted had fallen even more. :beer:

    Have all the documents now and it is exactly the same cover/risk as last year, even with the same underwiter.
  • forgotmynameforgotmyname Forumite
    32.2K Posts
    Part of the Furniture 10,000 Posts Name Dropper
    I saved over £100 on my renewal price this year.

    Companies that quoted silly figures last year were all within range of my renewal price also.
    Last year nobody came close to my renewal price.
    Censorship Reigns Supreme in Troll City...

  • PincherPincher
    6.6K Posts
    My insurance is due end of March, so I might just miss out on the benefit of the Mylicense database, this year.

    Curious to know what the difference is. I could do a quote in February, then March, then April, but since the quotes are fluctuating anyway, it's hardly conclusive.

    Can't see how it could make a big difference. £5 either way, I expect.
  • So much rubbish in that article spewed by the AA.
  • QuentinQuentin Forumite
    40.4K Posts
    Care to tell us more.

    (Otherwise use the rant forum to get things off your chest.
  • Just renewed my daughters for her, she is 23 years old with a fault claim 2 years ago and has 2 years ncd, renewal price was £630 but shopped around and got her sorted for £504, a whole £200+ cheaper than last year.
    Be Alert..........Britain needs lerts.
  • anotheruseranotheruser Forumite
    3.5K Posts
    Ninth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    Mine went up by £1 this year.
  • PincherPincher
    6.6K Posts
    Mine went up by £1 this year.

    So age is a factor. :D

    If only my premium was my age. £27 a year when I was 27, instead of around £1,000 for an Alfa Romeo.
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