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MSE News: Car insurance premiums fall at record rate

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"Car insurance rates fell by a record 14.1% in 2013, while home insurance premiums are also falling, says the AA..."
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Car insurance premiums fall at record rate

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Car insurance premiums fall at record rate

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Had a renewal quote from my insurer about a week ago (about the same price as I paid last year), but thought I would do a comparison to see if I could get something cheaper.
The comparison site suggested I could save about 20%, and to my surprise it was with the same insurer.
Clicked through to check all the details and everything was fine, but noticed the quoted price on the insurer's site was even lower than that given on the comparison site! :beer:
Clicked to buy it and the site noticed I was already insured with them so I was prevented from going any further - it said call them.
I called them immediately and they said they would get a real time quote for me (whatever that is) and to my surprise, the price they then quoted had fallen even more. :beer:
Have all the documents now and it is exactly the same cover/risk as last year, even with the same underwiter.
Companies that quoted silly figures last year were all within range of my renewal price also.
Last year nobody came close to my renewal price.
Curious to know what the difference is. I could do a quote in February, then March, then April, but since the quotes are fluctuating anyway, it's hardly conclusive.
Can't see how it could make a big difference. £5 either way, I expect.
(Otherwise use the rant forum to get things off your chest.
So age is a factor.
If only my premium was my age. £27 a year when I was 27, instead of around £1,000 for an Alfa Romeo.