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CCJ/Noddle

Hello

A couple of things:
I have 2 CCJs that are now satisfied and are showing as satisfied on my credit rating. How long will these stay on my file. Is it 6 years from the date they were registered or 6 years after they are satisfied?

Secondly my credit score hasnt improved since they are showing as satisfied. Why is this?

Comments

  • rizla_king
    rizla_king Posts: 2,895 Forumite
    From the date registered. Because a CCJ is very very very very very very bad even if satisfied. And because credit scores from the credit reference agencies are made up rubbish that you should pay no attention to.
    Still rolling rolling rolling...... :) <
    SIGNATURE - Not part of post
  • cmorris83 wrote: »
    Hello

    A couple of things:
    I have 2 CCJs that are now satisfied and are showing as satisfied on my credit rating. How long will these stay on my file. Is it 6 years from the date they were registered or 6 years after they are satisfied?

    Secondly my credit score hasnt improved since they are showing as satisfied. Why is this?

    Whether a CCJ is settled or not lenders will see this individual as very high risk and wouldn't start taking you seriously until the CCJ's drop off your credit files.

    As the other poster said ignore that silly score it has nothing to do with your credit worthiness.
    "You know when it's cold outside when you go outside and it's cold"
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