We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Platform fees for the beginner..

I was all set to start my S&S ISA journey with HL but held off as I'd read about the fee changes. I think I now understand how platform & fund fees work but would love it if someone more knowledgable to confirm.

My plan is simple. I plan to fill an S&S ISA each year with the Vanguard LS funds. This year's will be filled over the next couple of months but after that it will be equal monthly payments.

I think that II will work out cheapest over the longterm with CS cheapest for years 1-3.

Assuming this is correct, is worth starting with CS and switching in Year 3?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.