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Please help URGENT

I have been claiming charges against Barclays for £3,000

They offered me £1800 but i turned them down

I filled in online court claim but they have filed a defence.

Then i had to fill in a questionaire and pay another £100

I have now received a letter from my local court saying that ..

the court has made this order of its own inititiative without a hearing.
that there are no reasonable grounds for bringing claim against the defendent.

andthat the fall of charges do not reflect the tru cost to Barclays is Not itself a basis for suing them.

Help. What do i do know??????

any advice!

Hen

Comments

  • LozBingley
    LozBingley Posts: 580 Forumite
    Hen wrote: »
    I have been claiming charges against Barclays for £3,000

    They offered me £1800 but i turned them down

    I filled in online court claim but they have filed a defence.

    Then i had to fill in a questionaire and pay another £100

    I have now received a letter from my local court saying that ..

    the court has made this order of its own inititiative without a hearing.
    that there are no reasonable grounds for bringing claim against the defendent.

    andthat the fall of charges do not reflect the tru cost to Barclays is Not itself a basis for suing them.

    Help. What do i do know??????

    any advice!

    Hen

    Sorry to here your local court response :o

    Can I suggest you file the claim with the Financial Ombudsman. Tell them of the cost you have also incurred. I hear the FO are charging banks £400 for every complaint about them in an effort to get the banks to sort themselves out. Link to FO site
    Got It & Spent It :dance:
    IKEA CARD = £120 charges = £175 received (146%)
    MARBLES = £450 charges = £370 received (82%)
    I.F. = £494 charges = £494 received (100%)
    CAPITAL ONE = £981 charges = £1,489.03 (152%)
    BARCLAYCARD = £580 charges = £786.12 (136%)
    On Hold :mad:
    A+L = £722 charges (target = 147%)
    BARCLAYS = £1,405 charges (target = 128%)
    BARCLAYS = £175 charges (target = 140%)
    ABBEY = £3,220 charges (target = 148%)
  • IZZY01
    IZZY01 Posts: 160 Forumite
    I may be wrong, but I don't think the FOS will take on a case that has been to court and lost. You can take your case to court after the FOS ( if not successful,) but not court then the FOS.
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    Izzy is correct. To quote Martin's article: "if you have already been to court and have lost you’re not usually allowed to then take your case to the FOS afterwards."
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,679 Forumite
    10,000 Posts Combo Breaker
    Hen wrote: »
    I have been claiming charges against Barclays for £3,000

    They offered me £1800 but i turned them down

    I filled in online court claim but they have filed a defence.

    Then i had to fill in a questionaire and pay another £100

    I have now received a letter from my local court saying that ..

    the court has made this order of its own inititiative without a hearing.
    that there are no reasonable grounds for bringing claim against the defendent.

    andthat the fall of charges do not reflect the tru cost to Barclays is Not itself a basis for suing them.

    Help. What do i do know??????

    any advice!

    Hen

    Is there anything else said in the letter that would give you a chance to sort out your claim? Have they given you and the bank 7 days to reply to this?
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