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Gym Direct Debit - Can I be that lucky?

2»

Comments

  • Deity
    Deity Posts: 5 Forumite
    Frankly, noone cares.
  • NiallB
    NiallB Posts: 730 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Frankly, dry your eyes and pay what you owe. Personally I wouldn't want to annoy a gym full of boxers, but maybe you're a bit handy? :-D
  • unholyangel
    unholyangel Posts: 16,866 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The gym is wrong to tell you that you can't cancel at all in the first 12 months. However you would be liable for reasonable costs they incurred that couldnt be mitigated (by finding another customer for example).

    There are certain other things they cant do but they dont seem to be relevant at the moment.

    Perhaps ask the gym if you can freeze your account under the circumstances for 6 months or a year until your finances improve?
    You keep using that word. I do not think it means what you think it means - Inigo Montoya, The Princess Bride
  • see if you can pay the remaining £120 off over 12 months, a tenner a month would be reasonable and forfeit using the club?
  • paddyrg
    paddyrg Posts: 13,543 Forumite
    Deity wrote: »
    Thank you guys. I did try to speak to the gym owner and ask him, however he was of no help and actually think he lied. Nothing I can do about it anyway.

    This is what he said:

    "You are currently within your 12 month contract period so unfortunately dfc (this is the direct debit company) will not allow you to cancel within this time period."

    Could be Debit Finance Collections will front the money to the gym, so your debt is with them (the gym already having been paid in full for the year) - that's quite common. You need to find out for sure, and come to a deal with them. Gyms are pretty robust about enforcing through the courts generally, so don't just bury your head or you'll heap up a load of extra costs as well.
  • cookie365
    cookie365 Posts: 1,809 Forumite
    OP, I think you should be asking over here:
    http://www.fmotl.com/forum/

    You're bound to get the answer you want ;)
  • There are loads of pay as you go gyms out there these days. Sounds like you are going to have to pay what you owe but once you are out of the contract maybe you should try something more flexible next time. Check out the cheap gym deals forum, just found loads of good ideas in there.
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