Wanting to invest £1500-£2000 per month, best mix advice needed...(thank you)

mattbb

Good afternoon.

My first ever post on MSE (I've sadly barely used the forums). I am looking to invest £1500-£2000 per month with a balanced risk to it. I would really like some advice about the best places to do this for:

- £500-750pm prepared to take high risk on this
- £500 medium stocks and shares
- £500 easy access

Does anyone have any tips about creating a strong portfolio for this?

Thanks in advance.

M

coolb999

If you would like to invest in funds, based on your requirements:

Invest every month as below: Expected Returns /year :

£500 in money builder inc (my choice is fidelity).tracks ftse 2-5%
£500-£700 in emerging markets Inc. india/china (Neptune/abr). 5-10%
£500 In Global or east Europe debt Acc (fidelity/Aberdeen) 4-7%

These figures can change and it all depends on risk but rarely you will loose your money unless there is another recession. But you will get more than what the bank interest will give you. I currently have about £25000 invested in these and I am expecting the top range at the moment. But there is more money to be made else where as below.

I would also add my experiment with shares vs mortgage in below from my previous posts. Sorry but I don't think it's a right idea to buy £500 shares directly every month as you have to consider the transaction fees. Buy if you have money or you can save up, below is my advice.

I used to get over 20% from 1999 to 2007. But since then 10% is excellent considering I do not take much risk. I Do a lot of research and glad-fully do not listen to others about which share to buy without doing a research. If you want to invest in shares the hint is to spread your investment (i.e petroleum, telecommunication. Banks, gold, technologies, miners, etc).

If you have say £50000 -- spread £10000 in five different industries and you will hardly see all of them going down in 1 go.

As said I minimum get 10% profit from buying and selling plus I get dividends (2-4%). At times I go get even 20% plus. Last year I bought bp and barcl at 423.5p and 255.0p and sold them recently at 497.0p and 297.0p with having 2000 and 4000 shares , my profit was well over 20 % including dividends.

But I have the money siting now in the bank while I get 3% interest and I don't know how long it's going to sit there for. So my average will come down to the target of 10%.
But I will buy shares when I think the time comes to buy a right share. I most probably buy after a company declares a bad profit or a bad revenue or I buy when I think the share will go a lot higher than it is today. Another thing whenever the England government sell something, just buy it as it's always been good for me. I bought Royal Mail, Lloyd's share in 2013/12 and bought gold when golden brown sold them. Lol. In shares, I only invest in ftse 100, but do invest in emerging countries via sipps/funds.

I have always made profits on all my shares with the exception of one which I just got my money back ( but still gained dividend) it was tesco.

So good luck guys with your experience. And don't think I need to advertise which share you should buy because I will mention the ones I am currently holding and that's not fair guide because it's my view.

There is nothing like get rich quick. And people who invest all their money in one share is too risky and have risk of loosing the money.

The other thing I invest in is properties. I currently started buying from 2009 and have 3 properties. I am glad to say that they have all given my over 20% profit plus on my investment as they were all in London. I am currently to looking to buy in Croydon as I think the future is looking good. :-)