Can bank see credit report without consent?

fermi

LegalBlonde wrote: »

Sorry to hijack the thread but is there a way to contact you James? I can't PM you and am having serious issues getting access to the Experian website. I have sent emails. Can you let me know? Thanks

uksocialsupport@experian.com and https://twitter.com/AskJames

fermi

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iAMaLONDONER

VictimOfImpersonation wrote: »

No take no notice of meer53 because they only quote a biased banker's perspective.

I've had one of these markers for no good reason (I have a perfect credit score of 999 on Experian). I know the reason and it was no good one. I demanded it was removed and it was. So if you suspect something isn't right, then demand it is checked. There are a lot of uncaring idiots working in banks.

Credit scores don't mean much anyway!

VictimOfImpersonation

iAMaLONDONER wrote: »

Credit scores don't mean much anyway!

Agreed! But the point is that much of the other cr^p they collect and do not disclose to you which gets recorded and secretly regurgitated against your name is often as useless and obstructing as the last call centre operative you spoke to about your banking. The cr^p may either be stored by a CRA on the say so of a data provider (like a bank), or by the bank itself in its own systems.