📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Success after 6years

Options
Well the title says it all, my case was so long and drawn out, the bank told me I had NOT got a ppi?

After six years of plodding on with the help of the ombudsman the bank are admitting liability

So it goes to show, take NO notice of the banks, I really did nearly give up though, but thought what have I got to lose


Well I gained :T

Comments

  • roonaldo
    roonaldo Posts: 3,420 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    jewls wrote: »
    Well the title says it all, my case was so long and drawn out, the bank told me I had NOT got a ppi?

    After six years of plodding on with the help of the ombudsman the bank are admitting liability

    So it goes to show, take NO notice of the banks, I really did nearly give up though, but thought what have I got to lose


    Well I gained :T
    well done.

    how do they know how much to refund if they are saying there was no ppi? just wondering.
  • jewls
    jewls Posts: 165 Forumite
    When I first approached them, they told me no ppi was on the account,so I asked for more info of the account, which I got which clearly showed payments of £63.11 had been paid monthly, when they were approached over this they tried to tell me that it was for redundancy?and I knew about it,

    I then asked for all the premiums to be payed back to me as I believed it was a ppi, they told me I would have to deal with the insurance company

    I did this but they were not forthcoming at first and looked into it, after a few years. Bear in mind I work full time and have two companies at the time book work ect to do I still persued it, they said I have to go after the company that sold us it as it was on hp so I did that and told them I wanted my money back, they took ages passing me from dept to dept, I got nowhere, so decided to send everything to the ombudsman that was back in may 2011 after a lot of work it finally paid of

    So I am at the stage of waiting for my money

    £63.11 paid for 27months(we settled the loan early) it was first took out in dec 2005 so do u think there will be interest on it?

    Cheers
  • Placida
    Placida Posts: 240 Forumite
    Tenth Anniversary Combo Breaker
    6 years! Well done on your success! A medal for perseverance! :j
  • jewls
    jewls Posts: 165 Forumite
    My point is to take no notice of what the banks tell you, they actually lied to me,

    I am just glad it's all done with now

    But I suppose back in 2008 they did this, they are admitting to it now

    Cheers to this site
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.