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Does a "query" on credit file effect credit score?
brains
Posts: 154 Forumite
I have looked at my credit file on the Equifax website and I have an old BT account on there from a previous address. The credit file shows a Q (query) for 3 consecutive months before it was settled. Does this effect my credit score in any way? I cancelled the account and moved out but it was not cancelled correctly at BTs end, which I didnt find out about until I received a letter to my new address from a debt collection agency. At the time I called BT and resolved the issue and they assured me it wouldn't effect my credit score.
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It don't make any difference at all!Im an ex employee RBS GroupHowever Any Opinion Given On MSE Is Strictly My Own0
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