What should I do?!

carronm

Looking for some on what to do with my credit cards. I currently have a Tesco Clubcard credit card which is on 0% interest but the 16 month term is coming to an end and I have just under £2,000 to pay off. I also have a 0% balance transfer Barclaycard I took out after my last 0% credit card which has been running for 15 months or so. There is still a abalance to pay on my Barclaycard but I was wondering if anyone could advise the best thing for me to do? Should I transfer to the Barclaycard and add to the amount I already have there, or set up a new 0% balance transfer? Any help would be apppreciated.

Thanks

Tixy

Does your barclaycard have a current promo offer for new balance transfers at 0%?
If not what is the standard APR for transfers on your barclaycard account.
What APR will the debt revert to if you leave it on the tesco card?

carronm

I have had some emails about a current offer from Barclaycard, but I thought this would only apply for the 22 months I originally took the card out for (of which around 15 months have passed) and I didn't think I'd manage to clear the balance in the time remaining. It seems show 17.9% APR for Barclaycard but I can't seem to find what it will be from Tesco.

danthemoneysavingman

contact barclaycard and see if you can transfer at 0% (3% fee probably)
You can get much lower fee elsewhere atm however, depends if numerous cards is a problem for you.