We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Using Jacamo catalogue to rev up your credit rating...

After several years abroad I am trying to build up my UK credit history.

I got approved for a Jacamo catalogue. Credit limit £150.

How do I best utilise this to boost my credit history a little? Is it best to not order anything? Or to order low value items and then pay the balance off in full each month? Or to just make minimum payments each month and keep the balance low?

Any tips gratefully received.

Comments

  • samtoby
    samtoby Posts: 2,438 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    I did this two years ago. J D Williams with a £150 limit and bought tiny things and paid them off. My limit is now £1300.
    3 Children - 2004 :heart2: 2014 :heart2: 2017 :heart2:
    Happily Married since 2016
  • Guggul
    Guggul Posts: 210 Forumite
    So you paid the balance each month in full? Is that the best way to go?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.