Balance Transfer

nic3510

Hello,

My husband has a Halifax Credit card.

I also have my own Halifax credit card.

I am coming to the end of my 0% and have been turned down for another card to transfer it over to. As it is not good to apply for others now I would like to transfer my balance to my husbands card so I can continue to pay it off.

Can we do this with the cards being from the same bank?

Heard different answers...

If not how long can I wait before applying again?

Thanks

Fruit_and_Nut_Case

nic3510 wrote: »

Can we do this with the cards being from the same bank?

Not usually (ever?) permitted.

nic3510 wrote: »

Heard different answers...

Hope you're keeping a tally.

dotdash79

Nope you can't transfer from card within the same banking group with Halifax.

http://www.stoozing.com/credit-cards/credit-card-suppliers.php

That's a list of groups and the cards they issue.

Cash_Flow

nic3510 wrote: »

Hello,

My husband has a Halifax Credit card.

I also have my own Halifax credit card.

I am coming to the end of my 0% and have been turned down for another card to transfer it over to. As it is not good to apply for others now I would like to transfer my balance to my husbands card so I can continue to pay it off.

Can we do this with the cards being from the same bank?

Heard different answers...

If not how long can I wait before applying again?

Thanks

You can apply for another one today, one or two applications is not going to hurt.

Which lender did you try?

Never leave balance transfers on promotion rates to the last min;)