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Electoral Roll - Mortgage Application

Hi Guys,

Im about to apply for a mortgage through a broker, I wanted to run past an issue with you!

My credit file which is good has my address on the electoral roll at my parents address, I actually moved out 2 years ago to share a rented home with my wife, now ive changed the my address with my banking and electoral roll to my current address but this wont filter through to the credit agencies for a while.

Clearly im going to apply using my current address and put in my parents address as my previous address, will they pick up on the credit report at my parents? I dont have anything setup at my current address really?

Any advice would be great!

Brett

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Yes if you provide your past address all your credit account information etc for the last 6 years will be visible on the credit application search.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • marginex
    marginex Posts: 111 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thank you thats very reassuring!

    Application going in as we speak.....eeek!!

    Brett
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