Telephone call?

BillJones

rosiesq wrote: »

there is no way I want to be under the same roof as him, let alone in the same room. Any ideas anyone? :mad:

But you don't have to be in the same room, as you've already told us that you share a phone line, so you can each be on the same call from the respective sides of the house.

rosiesq

Telephone is same number, so only one of us can use it at the same time. I would think it's pretty obvious, in the area that we are in, with the economic climate, why the house has not yet sold. I can't afford to give it away! Having said that, if it is obvious that the house is split into two, with no way through, and separate access from outside, I can't see what their issue is. I'm in no fit state anyway at the moment to be thinking about moving. The best thing they can do is come down and see for themselves. They could also speak to my gp, who is a regular visitor, my OT, my church minister, and all the neighbours. :mad:

FBaby

The issue is that you are sharing a mortgage which single people don't normally do at least not without it being questioned for the purpose of claiming benefits. The fact tout want more money from the house than what it is worth doesn't really get considered. I don't understand the issue with the phone. You do know toy can be on the sane line sharing the same conversation from two different handsets?

rosiesq

As said before, I have no issue with them questioning anything. If they don't believe me they need to come and see me. And, begging to differ, two people cannot use our two phones together, all the second person gets is an engaged signal. Otherwise I could listen in to him talking to his girlfriends!

rosiesq

Just an update, have spoken to Citizens Advice, sorted. Thanks all.

FBaby

Sorted? As in, no phone calls after all? As in they are very happy that you are living under the same roof, claiming as single person, the house on the market for 6 months? Well that's good news!

rcjm

If the house is "split in 2 with no way through, and no separate access from the outside", could this be part of the reason that house isn't selling?

NYM

I don’t wish to be cynical, but as far back as January 2011 you posted you were separating from your husband. In August 2012 you still had a joint Mortgage for £105,000 due to finish in 2015/2016. As you were only paying the interest and none of the capital you were very concerned the Mortgage lender would repossess the property as you have no insurance policy in place to satisfy the mortgage debt. You've put a value of £300,000 on the property and despite the housing market picking up considerably, it still hasn't sold and if, as you claimed, it has been on the market since 2010, there is no doubt that it is over-valued. btw..Do you claim SMI?

According to an earlier post of yours, you claimed your husband has leukaemia and that you also have disability issues (Arthritis?) I read that since August 2013 you have claimed ESA in your own right so presumably,closed the joint claim you were making but do you still have other joint financial links, or have you now obtained your own bank account?

Harsh as it sounds, I'm inclined to believe that you've chosen to remain in the house because you want your children to inherit it. If you were to sell, both you and your husband would still be entitled to some benefits but you would also be expected to provide somewhat for yourselves until your capital fell below the ceiling for other benefits.

To be honest, I'm surprised that despite you having obtained very helpful advice on this site over the years, your situation is still unresolved.

Bollotom

2 separate households?? Who pays Council Tax? Does one or the other or both receive any form of benefit? Is the separation a legal one or a voluntary one? You share a phone line, so one or the other can listen in??? Mix it all up and get on that processor, this is a hit sitcom in the making. But glad it's sorted. LMAOROFACGU !! :T:T:rotfl: