Working Tax Credit & living with a partner i pay board money to

smange

Poppie68 wrote: »

Do you claim WTC now as a couple?

No because he earns too much, but I don't have access to this money

smange

blondebubbles wrote: »

So do you both earn the same? Do you split the bills 50/50?

Me and my partner have separate accounts but the bills are all split evenly so we have the same money left over after all the bills are paid.

We do not earn the same, he earns far more than me and I have a daughter to support

seven-day-weekend

Your family financial situation if you lived with your mother would not be the same from a Benefits point of view. Your partner is supposed to help to support his family (i.e you and the baby). Your mother isn't.

smange

blondebubbles wrote: »

So is it not his child?

Do you get child maintenance from the father?

no it is not my partners child, I do receive child maintenance but its not very much

BigAunty

smange wrote: »

I would like to share financially (bank accounts, bills etc) but my partner wont as his previous ex got them into a lot of debt so he wont do it.

You're not his ex, do remind him of this.

BigAunty

smange wrote: »

I do work full time

Put your details into the Turn2us online benefit calculator to see if you are due any WTC in both scenarios, (living with a stingy partner who doesn't regard your child as his step-daughter and won't so much as buy her a pair of shoes, or who won't support you indirectly by letting you off paying keep to him so you are effectively subsidising his expenses, too, and as if you lived with your mum).

Chances are that even on NMW you won't get any tax credits in the first scenario but you might get a little WTC, and some child tax credit if you move in with your mum.

The extra money you would get at your mum's plus her potential aversion to charging you 'rent' like your current partner does can be spent on the fees to online dating agencies to find a partner who understands that you and your daughter come as a package into the relationship and partner's who pay more pick up the majority of the costs because they feel morally and emotionally obliged to share their good fortune.

fabforty

smange wrote: »

We do not earn the same, he earns far more than me and I have a daughter to support

My advice FWIW - move in with your mother, and let you 'partner' find a lodger.

Housing_Benefit_Officer

Are you nothing more than a lodger with benefits - benefits as in both the biblical and claiming sense?

FBaby

How much rent and bills do you pay him? Fair enough that he doesn't want joint accounts (I'm married and both husband and I prefer not to have joint accounts), however, we have worked the share of finances on the basis of our different incomes and outgoings.

In your case, you have a smaller income yet more outgoings due to your daughter, therefore you should work out what your contributions are on that basis, ie. you give him less than 50% of the costs.

If he doesn't agree to this, then he is just a selfish man, regardless of his past and wouldn't meet the definition of a 'partner'.

BillJones

FBaby wrote: »

If he doesn't agree to this, then he is just a selfish man, regardless of his past and wouldn't meet the definition of a 'partner'.

Well, to be fair, there are a faiir few men out there who've entangled their finances with a partner, then found that they are expected to keep supporting them when the relationship breaks down, so it's not a completely irrational thing to do. A couple can enjoy each other's company, like the idea of sharing a house, but have no wish to go the whole way and say "what's yours is mine".

If things end up going throough the courts, judges have a habit of attempting to keep women in the style "to which they have become accustomed" meaning that men can find themselves quite heavily punished for having looked after a partner well.

My other half would never entertain the idea of us paying in in the same proportions to those i which we earn; she wants everything to be paid equally, despite me taking home a few times what she does. If that works for her, and for me, then there is no "selfish" about it.