We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Knock for Knock split liability

Options
Ok,

I've been dragged into this cr*p where insurance companies do deals and both parties get screwed.

My insurance company have just quoted a section from the policy saying they have full control over the claim which means what ever they decide goes.

My question is...

what can I do about it? It's not just the money loss - excess + increase in premium due to loss of NCD, but there is a princibple at stake too where I feel I was not at fault!!

damn it I was not even going to claim expenses either!!


:cool:

Comments

  • david29dpo
    david29dpo Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    basically the insurance companies do this because its easier and cheaper for them rather than fight in court over who is to blame. i have just had a little bump which i feel was not my fault but cannot be proved. it could cost my company a fortune to fight it so they go knock for knock and call it a day.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.5K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.