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Adding wife onto deeds for house
meduk1
Posts: 17 Forumite
Recently married, house is owned outright by myself and is in my sole name.
How straightforward is it to add the wife onto the paperwork - are there any costs involved in this process?
How straightforward is it to add the wife onto the paperwork - are there any costs involved in this process?
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Comments
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you can DIY the addition using the forms on the Land Registry website. Obviously you will have to pay their fees.
There is a LR representative on here who will link to the correct forms if they see this post
otherwise just phone LR up and ask. They cannot give legal advice but are good at explaining process and what form to use when0 -
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You need to be aware of the two kinds of joint ownership - tenants in common and joint tenants.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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You intend to own the house as joint tenants or as tenants in common?
http://www.landregistry.gov.uk/public/guides/public-guide-18#guide-mark-00 -
We intended/intend to do the same and the Land Registry were very helpful.
The fee depends on the value of the part transfered and ie £50 for up to £50,000 £80 for £50,001-£80,000, £100 for £80,001-£100,000, then £130 and so on.
I was told that if done via a solicitor there would be his fee to add to this. However, we could do it ourselves, if we went along in person, but both of us had to attend.
Here is part of the reply:
You do not need to instruct a solicitor. All of the forms required can be downloaded from our website www.landregistry.gov.uk under Forms, Guides/Publications. You will need an AP1, TR1 and an ID1 form each (there are also some explanatory notes for the TR1). The ID1 form is for evidence of identity as no solicitor is acting for you and must be verified by either a solicitor or at a Land Registry office (if you do this both you and your husband must attend at the same time with the completed application – please telephone our Customer Helpline on 0844 892 1111 to make an appointment).
I have attached some guides to assist – Public Guide 20 explains about the ID1 form and Public Guide 18 explains about the two forms of joint ownership.
The fee is based on the value of the property – as this is effectively a transfer of a share it is based on half the value of the property and would be assessed under Scale 2 of our fee order (which I have also attached for your information).
The address to send your form to depends on where you live, there is an office finder under Customer Service on the website – just enter your postcode.0 -
teddysmum has covered it for you but here's the link to our online FAQ as well as some of the details around where to send the application have recently changed.
Important things to bear in mind and covered by others to some extent are in no particualr order
Is the property registered and in England & Wales - if it is then the links and forms are the right ones to follow/use
Is the property mortgaged? - you posted that you own it 'outright' which I assume means mortgage-free but mentioning it just in case. If mortgaged then your lender will need to be advised/involved and may insist on your using a conveyancer
If you make the application yourself then you will need to consider evidence of identify and it's verification - the completion notes which accompany the forms on our website explain how to complete the forms and provides guidance around ID, joint ownership etc
We can help you with completion of the forms but cannot provide legal advice - there are often other matters to consider such as wills and other financial matters so we always recommend using a conveyancer even if only to understand the wider issues.“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
Thanks everyone for the advice - very useful, and much more straightforward than I thought it would be.
Will start going through the process. I'm planning on being Joint Tenants.0 -
Is there actually any benefit to adding your wife?0
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