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Landlord's insurance
missk_2
Posts: 102 Forumite
Hi
Can anyone recommend an insurance company for landlord's insurance please?
My OH and I rent out a property to a single tennant and we manage the service ourselves - no letting agent involved. We made sure we got the mortgage co's letter of approval to let the property. Now I need to sort out insurance - I am presuming the tenant is responsible for their own contents insurance but we should have buildings insurance in place (plus some cover for fridge/washing machine).
I'm just wondering if we need to go specifically for landlord's insurance or just 'building insurance'.
Any advice appreciated.
Thanks in advance.
Can anyone recommend an insurance company for landlord's insurance please?
My OH and I rent out a property to a single tennant and we manage the service ourselves - no letting agent involved. We made sure we got the mortgage co's letter of approval to let the property. Now I need to sort out insurance - I am presuming the tenant is responsible for their own contents insurance but we should have buildings insurance in place (plus some cover for fridge/washing machine).
I'm just wondering if we need to go specifically for landlord's insurance or just 'building insurance'.
Any advice appreciated.
Thanks in advance.
0
Comments
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You need a good landlord policy.
A lot of building insurers (the Pru for one) do not insure BTLs.
I use Alan Boswell Insurance Brokers.
http://www.alanboswell.com/business_insurance/regulations.aspx
They used to be the preferred broker for th Guild of Residential Landlords in the South West, until they got dumped. I am paying around £1.20 odd per £1k insured IIRC.
Th sum insured must be the total rebuild cost of the property, not its market value, but you may already know that.Behind every great man is a good womanBeside this ordinary man is a great woman£2 savings jar - now at £3.42:rotfl:0 -
I use simplybusiness.co.uk
GGThere are 10 types of people in this world. Those who understand binary and those that don't.0
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