default letter of credit card - nuts

longwalks1

I received today a letter from Barclaycard about a default payment to my card (I have £5k on interest free BT on it) , charging me £12 fee which I'm happy to pay. Please tell me this doesn't mean I lose the 0% BT offer?

Is there anyway around losing the 0%? (I know I should of paid on time)

Thanks in advance

Rosco32

I've had several BT cards over the years shifting debt between them and they all said missing payments will mean the loss of the 0% offer and would revert to the standard APR. Thankfully I never missed a payment, but suggest you call them and check and see if you can 'haggle' if needs be.

Thrugelmir

Why no direct debit for the minimum balance? No excuse for late payment.

longwalks1

Thanks guys, and yes i know i was a fool, my mistake. Spoke ot them today and explained i mortgage with them and never missed a payment, had 2 cards previously with them in last 4 years, never defaulted and they were happy to let me stay on the 0% deal!

Can breath again!
Thanks for your help anyways