Cashplus usage?

newuser78

Hi

I got Cashplus with CreditBuilder in October 2013 - I added £100 so they take £5 every month off it (balance decreasing).

Fortunately, it is being reported on Noddle so all is good but I don't use the card for anything - is this a bad thing?

I notice on Noddle:
- "Regular Payment - £5"
- "Opening Balance - £54"

Does it matter or would I be better off actively using the card and pay off every month of more than £5?

Thanks!:)

newuser78

Any ideas or advice would be greatly appreciated

Tixy

Using this card won't change what is entered on your credit file. It is only the fee loan part of the card that is a credit facility and so all that will be reported.

newuser78

thanks so much for your reply. So I guess there is no difference whether I use the card or not.