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Help on balance transfer required....thanks

Hi,

I have £3300 on a Lloyds tsb platinum card and £2500 on an MBNA platinum card. They both have offered 0% balance transfers with 3% handling fees.The lloyds is for 6 months and MBNA is until Nov.I have other cards also with not much balance, some on 0%.

How could i get the outstanding balances on these 2 cards onto 0% by the cheapest method?The lloyds promotional offer ends on june 29th.

As there are handling fees, im not sure the best way to go about this.

thanks in advance for any replies:T
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