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Paypal and Credit Reports
Josef_k
Posts: 21 Forumite
Hi,
I was wondering whether your Paypal accounts show up on your credit report?
Many years ago I checked my report using the Experian free offer and noticed all the credit cards and bank accounts I either had or had in the past were listed there. So this got me wondering if my Paypal accounts opened since are there too now?
I researched on Google but all the answers were about people with bad credit, or in dispute with Paypal, who were reported by them for bad credit.
I have never been in bad credit and am just wondering if they are listed there as a matter of course alongside your bank account even if you have have never had a credit issue.
I was wondering whether your Paypal accounts show up on your credit report?
Many years ago I checked my report using the Experian free offer and noticed all the credit cards and bank accounts I either had or had in the past were listed there. So this got me wondering if my Paypal accounts opened since are there too now?
I researched on Google but all the answers were about people with bad credit, or in dispute with Paypal, who were reported by them for bad credit.
I have never been in bad credit and am just wondering if they are listed there as a matter of course alongside your bank account even if you have have never had a credit issue.
0
Comments
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No Paypal don't report to the CRA, it's not a form of credit it's more of a payment gateway.
However they are now offering delayed payment for some companies that take part (14 days), but the method they have for going for a CCJ over bad debts makes it pointless for them to report to the CRAs.0 -
Thanks very much0
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