Paypal and Credit Reports

Josef_k

Hi,

I was wondering whether your Paypal accounts show up on your credit report?

Many years ago I checked my report using the Experian free offer and noticed all the credit cards and bank accounts I either had or had in the past were listed there. So this got me wondering if my Paypal accounts opened since are there too now?

I researched on Google but all the answers were about people with bad credit, or in dispute with Paypal, who were reported by them for bad credit.

I have never been in bad credit and am just wondering if they are listed there as a matter of course alongside your bank account even if you have have never had a credit issue.

dotdash79

No Paypal don't report to the CRA, it's not a form of credit it's more of a payment gateway.

However they are now offering delayed payment for some companies that take part (14 days), but the method they have for going for a CCJ over bad debts makes it pointless for them to report to the CRAs.

Josef_k

Thanks very much