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Noddle 1/5, how?

Hey guys,

I was looking at my Noddle report and it says I'm 1/5 after being 4/5 a couple of months back, I was wondering how badly my address change, one late payment and new bank account opening hurt my file as that's bad, I was intending to apply for a new CC (balance transfer card) and after seeing this I'm reconsidering.

As it gone down, how long do you think it'll take to go back up, I'm guessing more than 6 months but any ideas? :)

Comments

  • Maestro.
    Maestro. Posts: 1,518 Forumite
    it doesn't really matter, mine hovers between 3 and 4 all the time, usually when a new account has been opened - but my file is spotless

    you could have a 1/5 if you constantly churn credit cards but what it doesn't know is you could be earning 100K...
    Oh, you wee bazza!
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