Hard times

dolphin_bay · 9 January 2014 at 6:56PM

S C E P T I C A L HARD TIMES I have, I feel, become very sceptical…

I have tried, quite hard I think, and I feel now... I have been beaten...
I work/have worked, full time, since Apr 1972, I pay my own way, I don't claim any
benefits - I don't qualify for WTC I am told. I pay tax £154 pcm, I pay Nhi, £71 pcm.

Here we are now, Dec 2013/Jan 2014, and I have been hit hard over the last 4/5 weeks.
I'm 57 years of age now…

1 10th Dec 2013, Became unable to work, due to a leg problem...
severe pain, can't put weight on it, diagnosis is adductor tendonitis -
contraction of the groin muscles.

2 06th Dec 2013, Advised that my Pension Pot Draw Down will drop from £320
to £189 pcm, Lovely Christmas Present…

3 08th Jan 2014, advised that Full Pay will end, and I'll be paid SSP £86.70 pw
that's drops me from a nett income of £233.49/Wk to £86.70/Wk - I'm told
that SSP will also have tax and nhi deducted.

What this means is within a matter of weeks my income has dropped by a staggering
£177 Per Week, £767 pcm… how does anyone cope with that? What happens next?

If you would like to comment, I invite you to comment
perhaps you can suggest SOMETHING that might help me...:(

nannytone_2 · 9 January 2014 at 7:04PM

SSP is taxable, but if thats the only income you will have then you wont hit the tax threshold.
do you rent?
if so you should apply for Housing Benefit/LHA and council tax suppoty

you should also fill out an HC1 application for help with NGS costs

TheSaint_2 · 9 January 2014 at 9:40PM

Try to find a job that involves sitting down? A till operator, computer user etc...

dolphin_bay · 10 January 2014 at 10:20AM

I'm looking for a different job every single day, which is a soul destroying process, I've sent many applications off. 99% of the time you don't here anything back at all, I don't know if you have tried this recently, thanks anyway... I was looking for some suggestions that are a little less obvious - that perhaps I had not thought of.