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Barclaycard - Paypal

Has anyone set up a Paypal direct debit to overcome paying interest on a balance transfer for Barclaycard?

It was a loophole in Barclaycard's scheme highlighted by Martin about 18 months ago whereby you could spend as little as £1 on your card each month to negate having to pay interest on your balance transfer for an unlimted period. Martin recommended setting up a direct debit for £1 using Paypal.

I now want to cancel the direct debit but have little or no details of my Paypal 'account' - they're contactable in America but I've just been put on hold for long periods without any success (cancelling out any savings I was hoping to make by embarking on this system in the first place).

The original article doesn't seem to exist on this website anymore, which would have been useful because I want to see if there was anything in the original article about cancelling.

Please help!

Comments

  • Try this number for pay-pal 0870 7307191
    Don't waste your words I don't need,
    Anything from you.
    I don't care where you've been or,
    What you plan to do.
  • If it is indeed a direct debit you are talking about then you can call Barclaycard & cancel it yourself. Write off the few quid against the money you have made on the 0% deal.

    If on the other hand, it is a Continuous Payment Authority then you will indeed have to speak to Paypal, although I suspect it is the former as I have the same arrangement myself.
    Ethical moneysaver
  • fatboyonadiet
    fatboyonadiet Posts: 5,400 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Try +353 14369001 the landline number for the Dublin Office taken from www.saynoto0870.com
    2p off is still 2p off!
  • Galstonian
    Galstonian Posts: 1,292 Forumite
    Paypal use email addresses as account identifiers. Assuming you used a valid email address to set up a subscription payment you will be getting an email confirmation each time a payment is made.

    If you have forgotton the email address you used to set up your account then go here and fill in the details https://www.paypal.com/uk/cgi-bin/webscr?cmd=_email-recovery

    If you know the email address but have forgotten your password then go here https://www.paypal.com/uk/cgi-bin/webscr?cmd=_forgot-password

    Alternatively go to https://www.paypal.co.uk and click on the links beside the member login box.
  • buses7675
    buses7675 Posts: 837 Forumite
    Hi All,

    An easy way out (possibly) could be to 'lose' your card and request a new one - As the new one would have different expiry dates and CVV codes, PayPal shouldn't be able to take money from it!

    This would only work if it was a CPA btw!

    Cheers

    Steve
    completed Uni in 2004 without any student debt - woohoo!
  • that wont work steve unless the OP opens a new credit card account separate as any payment will be charged to the account even if card number changes.

    DC
  • buses7675
    buses7675 Posts: 837 Forumite
    ah right, I thought with a CPA, if just the CVV code and/or expiry changed, any transactions to the old number would be rejected!

    You really do learn new things on this site sometimes!

    Cheers

    Steve
    completed Uni in 2004 without any student debt - woohoo!
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