We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Inaccurate information on a credit file?

I have a defaulted account on my credit file which I have always attempted to dispute but failed - Other than this default my report is absolutley perfect.

I have noticed today that the defaulted account has my name spelt incorrectly - i.e. They have added a letter to my first name which doesn't exist.

Is there anything out there to say that due to this error (inaccurate or incorrect information), it should be removed from my report? I'm looking for a regulation or something which I can use to have it taken off..

I might be on to nothing, but thought I'd ask..
Appreciate any advice..

Comments

  • rizla_king
    rizla_king Posts: 2,895 Forumite
    They would just correct the name, not remove the default.
    Still rolling rolling rolling...... :) <
    SIGNATURE - Not part of post
  • happy_bunny_2
    happy_bunny_2 Posts: 4,488 Forumite
    What is the default for?

    Is it yours?

    Have you made a written complaint to the company posting it to dispute it?
    :beer:
  • Ant.Evs
    Ant.Evs Posts: 102 Forumite
    If the default is a true representation of past lending then no as rizla said they will just change the name. If the default is not yours or was wrongly issued then you have a case but on name alone this will not result in removal unfortunately.

    Hope this helps
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.