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How long should I wait before reapplying?
grandplonker
Posts: 109 Forumite
Hi all, this month (7 Jan 2014) I've applied for a copy of my full credit file and taken out a new credit card on Saturday (today's Wed).
That's two searches in a week and I don't want to put any more searches on my file than I need to. I also need a loan.
How long should I wait? A week, a month?
That's two searches in a week and I don't want to put any more searches on my file than I need to. I also need a loan.
How long should I wait? A week, a month?
0
Comments
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The search created by you getting a copy of your own credit file is not visible to any others. So only the card application search will show.
So you perhaps don't need to wait to make another application (in fact it may arguably be better to do it sooner before your new card account starts to be reported in full - which typically may take arounda month).A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
Even if I use an external company (Check My File)? I didn't go straight to the Equifax.0
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Yes, even then.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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