possible credit cards

danielson2014

Hi i was wondering, my credit file has been appalling in the past. never, not once paid anything at all. Now i have got 3 contract mobiles with Orange (iphone 5s, s4 and an ipad) so they are not your average nokia and £10 a month contact, i also have something on HP which is paid on time everytime apart from one late payment.

I really want to improve my credit file and i am paying off debts slowly, are the any credit cards where you pay a deposit on them or a secure card?

any advice would be great

Tixy

There are cards such as the credit builder prepaid card and the capital one secured card.

However depending on what is on your file at the moment and considering you do have some accounts that you are paying on time they may not make much difference to your credit file in the short term and so may not be worth the cost.