We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Active account versus Settled?
Stabilo_Boss
Posts: 51 Forumite
Hi all
I took out a small payday loan for £50 back in May 2013 with Lending Stream (they use Experian and Callcredit btw). I paid it back early actually as I only needed it for a few days and £62.50 was cheaper than an overdraft for a few days. Anyway I note that it shows as green blob and settled with Callcredit but with Experian it shows as green O with the payment amount of £63 (rounded) for May 2013 but in the balance is still shows as £63. Nothing has been updated since May 2013. I have just emailed Lending Stream to ask them to correct this but I was wondering if anyone knew if such a case has any bearing on a credit rating (not the CRA rating)?
I took out a small payday loan for £50 back in May 2013 with Lending Stream (they use Experian and Callcredit btw). I paid it back early actually as I only needed it for a few days and £62.50 was cheaper than an overdraft for a few days. Anyway I note that it shows as green blob and settled with Callcredit but with Experian it shows as green O with the payment amount of £63 (rounded) for May 2013 but in the balance is still shows as £63. Nothing has been updated since May 2013. I have just emailed Lending Stream to ask them to correct this but I was wondering if anyone knew if such a case has any bearing on a credit rating (not the CRA rating)?
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards