No win no fee

Legacy_user

Hi, has anyone recently had success using a no win no fee company for a motor accident please? I've googled it and National Accident Helpline comes up with good customer reviews. It was an accident where the other car vehicle was at fault. Thank you.

tasticz

do you have legal cover? if yes you can always use them they usually let you keep 100% of compensation

System

I'm asking for someone else who was in an accident and was it hospital and now being seen by a doctor for pain/treatment. Car is a write off. They have comp insurance but no legal cover with it.

facade

They are all pretty much the same: they will only take it on if they know they will win, and pretty much any solicitor can cope with a foregone conclusion.
Remind them that any sick-pay or benefits that they received as a result of the accident will have to be repayed out of their compensation, this can be substantial if they took a couple of weeks off work.

Quentin

facade wrote: »

......Remind them that any sick-pay or benefits that they received as a result of the accident will have to be repayed out of their compensation, this can be substantial if they took a couple of weeks off work.

Not so.

Any sick pay etc will be claimed separately. The compensation will be a quite separate item. ,

facade

My bad

The Compensation Recovery Unit (CRU) which is part of the Dept. of Work & Pensions does not seek recovery of benefits from the injuries, pain & suffering part of a compensation payment.

So provided it is entirely injuries pain & suffering that they claim for, they are ok.

System

Thank you for the advise, appreciated. Having looked online and National Accident Helpline do seem to come up first during searches and get good feedback on their own site. I just didn't find much feedback on this site on the subject or any particular recommendations on companies. It's been confirmed that the other driver was at fault for insurances purposes etc. Thanks again.

InsideInsurance

NAH is just a middle man creaming off some of the profits. They talk to you, assess your claims prospects on a very basic level and then sell your details to a solicitor firm. You could of cause just go directly to a solicitors firm and cut them out.

Prior to the change last year on funding for conditional funding (no win no fee) then there was no benefit to you to cut them out of the equation as the solicitors and your fee was invisible.

I dont deal with claims any more and so since solicitors now keep a percentage of your claim if you are successful I dont know if you are in any way disadvantaged or advantaged by going through a third party in terms of negotiating what the solicitor will retain by having this extra mouth in the supply chain.

System

Thank you InsideInsurance. We might try and google firms online and go down this route. Some do say clients keep 100% and they recover their costs from the other party (not sure if there are many that do this now).

InsideInsurance

Summer01 wrote: »

Thank you InsideInsurance. We might try and google firms online and go down this route. Some do say clients keep 100% and they recover their costs from the other party (not sure if there are many that do this now).

They all recover monies from the other side but how much they can get is limited by the size/ complexity of the case.

Up until last year solicitors acting on a conditional fee agreement (aka no win no fee) would get a second Success Fee paid to them by the other party to cover the risk they take by doing this type of work which was introduced when legal aid was removed.

Success Fees have been removed and instead awards have been increased 10% with the view that the client and the solicitor will come to an agreement on something roughly equiv to the old success fee to come from the award.

In theory a solicitor could allow you to keep 100% and then you are quids in because of the 10% raise. Most however are charging between 20-25%

im-lost

InsideInsurance wrote: »

They all recover monies from the other side but how much they can get is limited by the size/ complexity of the case.

Up until last year solicitors acting on a conditional fee agreement (aka no win no fee) would get a second Success Fee paid to them by the other party to cover the risk they take by doing this type of work which was introduced when legal aid was removed.

Success Fees have been removed and instead awards have been increased 10% with the view that the client and the solicitor will come to an agreement on something roughly equiv to the old success fee to come from the award.

In theory a solicitor could allow you to keep 100% and then you are quids in because of the 10% raise. Most however are charging between 20-25%

But the upto 25% isn't 25% of the total claim, it's only 25% of certain heads of the claim, it can't I think include future losses etc, it's also i believe limited to 25% of your solicitors fees. So say your claim is 100k, and solicitors fees of 20k, the success fee wouldn't be 25k, it would be 5k, which should in ttheory be covered by the increase in compensation