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Equity release

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Comments

  • xylophone
    xylophone Posts: 45,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'll be living in it

    You don't actually want to sell it?

    Are you employed?
  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    Your options are:
    1) sell it. Perhaps at auction with a reserve.
    2) get a mortgage/loan
    3) live in the property whilst you do it up over time.
    It's unclear whether you want to sell the property or live in it. What's the ideal situation?
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    To answer your question. No you can't pay when you want. A mortgage needs to be paid every month. If you don't pay one month/pay later it may lead to interest and charges and a default on your credit file and ultimately if you continue to fail to pay over a prolonged period then the bank may repossess your house.
    You may not even be able to get a mortgage. Are you working? How much do you earn? Is your job stable (ie are you likely to be able to get a mortgage)?
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • poppysarah
    poppysarah Posts: 11,522 Forumite
    I'll be living in it

    Can it be lived in now?
This discussion has been closed.
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