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Improving credit score after IVA
jakeoliamo1
Posts: 6 Forumite
in IVA & DRO
Hi,
Last June I made the final payment on my IVA with my ex. I am now in full time employment as a nurse and I am looking to try to improve my credit score.
How is best to go about this?
Regards.
Last June I made the final payment on my IVA with my ex. I am now in full time employment as a nurse and I am looking to try to improve my credit score.
How is best to go about this?
Regards.
0
Comments
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It would be a good idea to check your credit files to see that the IVA is correctly recorded.
You could apply for a Vanquis credit card see http://www.vanquis.co.uk/
The interest rates rates are horrendous so make sure you repay it in full every month!0 -
Once you have credit checked yourself, you should make sure all defaults are dated around the time your IVA was approved, defaults will drop off after 6 years.
Your IVA should also be marked as completed but will continue to show for 6 years from the date the IVA was approved.
You can send a copy of your completion certificate to creditors if they are still defaulting you or have the account as active or the date in incorrect0
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